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BC Association of Farmers' Markets
Farmers' markets operate in every type of community across British Columbia from cities and suburbs to rural communities. Markets vary in size and sophistication, from large sheltered public markets to a few farmers with their trucks parked next to each other in a parking lot or farm field. Now that's fresh!
Managers' Corner / Vendors' Corner :: Insurance
Insurance
We provide an excellent group Insurance Plan for the members of the BC Association of Farmers' Markets. This package is available to all members and associate members in good standing.
Application Process
Directors & Officers Insurance
See a sample certificate (PDF).
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Insurance Rates for 2008 (April 30 to April 30)
The Farmers' market Commercial General Liability will be $350 for $5,000,000 for all member markets, including additional named insured's.
The Directors and Officers coverage for those markets that accept it will be $385 per market.
Member markets please contact Mike_Molnar@Cooperators.ca.
Please follow this process:
- When your membership process is complete, you may download and submit the 2008-2009 enrollment document (coming soon) and fees to the Insurance Company (address on form).
- An insurance certificate will be forwarded to you from The Co-operators Insurance Company.
(Renewal applications will be sent out the week of March 25th. New applications will be sent out the week of April 1st.)
When your application has been received by our treasurer, you will be invoiced for your membership fees and given an insurance application form. (Insurance coverage commences Apr 20 and expires April 20 of the following year).
If your market chooses not to become a member of the BCAFM, you will not be able to participate in this group coverage, but you may insure with the same company at different rates.
If your market is already insured for the year with another company, please consider this package at the time of your renewal. It is to your market's advantage to participate in this insurance plan. It is only $350.00 per market for 5 million dollars liability. Additional coverage is available according to your market's individual needs.
As an added advantage, The Cooperators has agreed to consider personal insurance at a discounted rate to members of a member market of the Association.
We are looking forward to having your market as a member of the BC Association of Farmers' Markets.
If you have specific questions regarding insuring a farmers' market or its board of directors please email Mike Molnar.
For general insurance questions please see Insurance Frequently Asked Questions.
Details of Directors and Officers Insurance
Carrier: Encon Canada www.encon.ca
Policy Type: directors and officers Non-profit Errors and omissions Liability insurance
Proposed Term: April 20th 2008 to April 20th 2009
Proposed Limit: $1,000,000 Annual Aggregate $5,000,000
Deductible: (retention) $0
Plan Number: 88058
Premium: $385 for the period Apr 20th 2008 to Apr 20th 2009
In the event a market comes on board after the inception (April 20th 2008), the premium will be pro-rated.
To apply: Forward the application (PDF) along with most recent financial statements to our attention @ 1.250.542.6602 (fax) or Mail #106-3101-Hwy 6, Vernon BC V1T 9H6.
If you had Directors and Officers insurance in 2007 and are renewing, please download this simple renewal form.
If you would like to have the entire package emailed or faxed, please send an email request to Insurance@shaw.ca.
Insurance Documents
Insurance FAQs
Enrollment Form - Directors
Renewal Form - Directors
Sample Certificate
Claim Examples - Directors